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Web Merchant Blog Archive

Wednesday, 10 October 2012

Debit cards win market share from credit cards

Debit cards continue to gain global market share from credit cards, World Payments Report 2012 released by Capgemini, RBS, and Efma.

“Debit card transactions continue to take market share from other types of payment methods because they easily allow people to bypass the use of cash,” said Kevin Brown, Global Head, Transaction Services Product, International Banking, RBS.

“As more and more consumers move to mobile and other electronic payments, we’ll continue to see the exponential growth of innovative payment solutions.”

As more consumers embrace electronic, mobile and debit card payments, industry innovation will continue to focus heavily on these payment methods. According to industry analysts, there were an estimated 28.3 billion electronic and mobile payment transactions globally1 in 2011, and in 2010 more than one in three non-cash payments globally was made using a debit card, up 15.2 percent, according to the report. But with only 2.1 percent of all mobile users making m-payments, the potential for additional growth is still huge, with mobile payments set to reach 17 billion by 2013 and e-payments 31.4 billion by 2013

Source: Business Wire

We have previously written about the decline of credit cards on our blog, therefore you may find the following useful.

Decline of credit cards | Credit cards alone are no longer enough

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